Striking Numbers December 2022

Everyday in the UK

Personal Debt in the UK

The population of the UK grew by an estimated 777 people a day between 2019 and 2020.

  • On average, a UK household spends £4.12 a day on water, electricity, and gas.
  • 338 people a day were declared insolvent or bankrupt in England and Wales in August 2022 to October 2022. This was equivalent to one person every 4 minutes & 16 seconds.
  • In Northern Ireland in October 2022, there were 5.2 insolvencies per day and in Scotland in the three months to September 2022 there was 22.5 insolvencies per day.
  • Citizens Advice Bureaux in England and Wales dealt with 2,105 debt issues every day in the year to November 2022.
  • 6.9 properties were repossessed every day in April to June 2022 in the UK, or one every 3 hours and 28 minutes.
  • The number of UK mortgages with arrears of over 2.5% of the remaining balance rose by 21.5 a day in the year to June 2022.
  • The number of people unemployed in the UK fell by 625 per day in the twelve months to September 2022.
  • 815 people a day reported they had become redundant in July to September 2022.
  • Net lending to individuals and housing associations in the UK grew by £141 million a day in September 2022.
  • Government debt increased by £466 million a day in October 2022.
  • Borrowers paid £142 million a day in interest in October 2022.
  • It costs an average of £24.44 per day for a couple to raise a child from birth to the age of 18.
  • For a lone parent family, the cost of raising a child comes to £29.50 per day.
  • 38.2 mortgage possession claims and 26.2 mortgage possession orders were made every day in England and Wales in April to June 2022.
  • 200 landlord possession claims and 157.4 landlord possession orders were made every day.

During the pandemic, health, economic and policy impacts have interacted with each other. The UK is also currently facing a worsening cost of living crisis, with rising inflation arguably linked to pandemic-related economic disruption. Following are some striking numbers that have emerged in the last few weeks:


The percentage of disabled people who say their income currently doesn’t, or only just covers their bills. Half of disabled people say they will struggle financially this winter, unable to afford all essentials (Scope).


The percentage of UK adults who have had to borrow money this year in the face of rising costs. 88% of Christians Against Poverty’s clients have had to turn to credit to cope with a financial or personal crisis (Christians Against Poverty).


The percentage of UK adults who have reported feeling either anxious, depressed, filled with dread or unable to cope or a combination of these emotions due to concerns about their finances. One in six (17%) said that they had experienced suicidal thoughts or feelings as a result of the rise in the cost of living this year. That share was even higher among people who were in debt, rising to half (49%) of those who were behind on more than one kind of payment like energy bills or rent (The Money and Mental Health Policy Institute).


The average increase in the price of Christmas food staples such as a turkey, pigs in blankets, carrots and roast potatoes in the last year (TUC).


The extra amount that households will spend on average in December, compared to other months. This means that the amount spent on Christmas is a 29% increase on the average usual monthly spend (Bank of England).

Statistics Source: http//

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