Striking Number February 2023

Everyday in the UK

Personal Debt in the UK

The population of the UK grew by an estimated 777 people a day between 2019 and 2020.

  • On average, a UK household spends £3.96 a day on water, electricity, and gas.
  • 289 people a day were declared insolvent or bankrupt in England and Wales in November 2022 to January 2023. This was equivalent to one person every 4 minutes & 59 seconds.
  • In Northern Ireland in January 2023, there were 4.0 insolvencies per day and in Scotland in the three months to December 2022 there was 21.4 insolvencies per day.
  • Citizens Advice Bureaux in England and Wales dealt with 2,101 debt issues every day in the year to January 2023.
  • 7.6 properties were repossessed every day in July to September 2022 in the UK, or one every 3 hours and 9 minutes.
  • The number of UK mortgages with arrears of over 2.5% of the remaining balance rose by 16.2 a day in the year to September 2022.
  • The number of people unemployed in the UK fell by 282 per day in the twelve months to December 2022.
  • 1,076 people a day reported they had become redundant in October to December 2022.
  • Net lending to individuals and housing associations in the UK grew by £101 million a day in December 2022.
  • Government debt increased by £397 million a day in the three months to January 2023.
  • Borrowers paid £153 million a day in interest in December 2022.
  • It costs an average of £24.44 per day for a couple to raise a child from birth to the age of 18.
  • For a lone parent family, the cost of raising a child comes to £29.50 per day.
  • 34.4 mortgage possession claims and 27.0 mortgage possession orders were made every day in England and Wales in October to December 2022.
  • 222.4 landlord possession claims and 175.6 landlord possession orders were made every day.

Arising from the current climate

The UK has undergone a significant degree of political and financial turmoil over the past few years. The pandemic and ongoing cost of living and energy crises, among other events, have affected the lives and finances of many people across the UK. Following are some striking statistics, curated over the last few weeks to reflect the situation as it evolves:


The proportion of UK families going without essentials due to the rising cost of living. Around 6 in 10 low-income households are not able to afford an unexpected expense, over half are in arrears and around a quarter use credit to pay essential bills (Joseph Rowntree Foundation).

1.7 million

The number of government issued Energy Bills Support Scheme vouchers redeemed in January 2023. It is estimated that 76% of all vouchers have now been redeemed (

4.5 million

The number of UK households in fuel poverty in October 2022. This figure is predicted to almost double to an estimated 8.4 million households from April 2023 (ONS).


The number of preventable deaths in England and Wales caused by the impact of cold homes over the last winter period (December 2021 to March 2022). This is equivalent to 45 people per day (National Energy Action).


The percentage of people in the UK who end the month with no money left. 24% of people run out of money for essentials most months or most days (Together Through This Crisis).


The rise in gas prices in the UK in the 12 months to January 2023. Electricity prices rose by 66.7% in the same period (ONS).

Statistics Source: http//

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