Striking Numbers September 2019

Personal Debt in the UK

    • The population of the UK grew by an estimated 1,083 people a day between 2017 and 2018. 
    • On average, a UK household spends £4.05 a day on water, electricity and gas. 
    • 340 people a day were declared insolvent or bankrupt in England and Wales in April to June 2019. This was equivalent to one person every 4 minutes and 14 seconds.
    • In Northern Ireland, there were 8 insolvencies per day and in Scotland 39 insolvencies per day. 
    • Citizens Advice Bureaux in England and Wales dealt with 2,566 debt issues every day in the year to July 2019. 
    • 14 properties were repossessed every day in Q2 2019 in England and Wales, or one every 1 hour and 43 minutes. 
    • The number of UK mortgages with arrears of over 2.5% of the remaining balance fell by 6 a day.
    • The number of people unemployed in the UK fell by 79 per day in the year to July 2019.
    • 1,065 people a day reported they had become redundant in May to July 2019. 
    • Net lending to individuals and housing associations in the UK grew by £126 million a day in July 2019. 
    • Government debt increased by £102.5 million a day in the year to August 2019. 
    • Borrowers paid £139 million a day in interest in July 2019. 
    • It costs an average of £22.92 per day for a couple to raise a child from birth to the age of 18. 
    • For a lone parent family, the cost of raising a child comes to £28.16 per day. 
    • 68 mortgage possession claims and 44 mortgage possession orders were made every day in England and Wales in April to June 2019. 
    • 293 landlord possession claims and 235 landlord possession orders were made every day.

Total UK Personal Debt

People in the UK owed £1,647 billion at the end of July 2019. This is up from £1,600 billion at the end of July 2018, and extra £888 per UK adult over the year.



Type of Personal Debt


Total Personal Debt £ billion


Per Household £


Per Adult £


Secured (Mortgages)


£1,428.5 billion






Unsecured Consumer Debt


£218.0 billion






Of Which, Credit Card


£72.4 billion






Grand Total (July 2019)


£1,646.6 billion






Statistics Source:


We have provided many people in the UK with personal debt helpview our testimonials here.

If you would like further information on Corporate or Personal debt help please contact Griffin & King Insolvency Practitioners on 01922 722205, and speak to Tim, Mark or Janet.

You can also contact Janet by email on, or by text or calling on 07545 806 531.

Don’t wait until it’s too late!